/* Orivo Trust — institutional public homepage */

:root {
    --bank-navy: #0f2744;
    --bank-navy-deep: #0a1628;
    --bank-navy-mid: #1e3a5f;
    --bank-slate: #46566d;
    --bank-border: #d7dee8;
    --bank-bg: #f4f6f9;
    --bank-white: #ffffff;
    --bank-accent: #1a5f8a;
    --bank-accent-hover: #134a6e;
    --bank-gold: #c4a35a;
    --bank-radius: 4px;
    --bank-shadow: 0 1px 3px rgba(10, 22, 40, 0.08);
    --bank-container: min(1140px, calc(100% - 2rem));
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body.bank-site {
    margin: 0;
    font-family: "Source Sans 3", system-ui, sans-serif;
    font-size: 1rem;
    line-height: 1.6;
    color: var(--bank-slate);
    background: var(--bank-bg);
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--bank-accent); text-decoration: none; }
a:hover { color: var(--bank-accent-hover); text-decoration: underline; }

.bank-container {
    width: var(--bank-container);
    margin-inline: auto;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

/* Header */
.bank-header {
    position: sticky;
    top: 0;
    z-index: 200;
}

.bank-utility {
    background: var(--bank-navy-deep);
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.8125rem;
}

.bank-utility__inner {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem 1.5rem;
    padding: 0.4rem 0;
}

.bank-utility__left,
.bank-utility__right {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.75rem 1.25rem;
}

.bank-utility__item {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.bank-utility__link {
    color: rgba(255, 255, 255, 0.92);
    font-weight: 600;
    text-decoration: none;
}

.bank-utility__link:hover {
    color: #fff;
    text-decoration: underline;
}

/* Main navbar — white bar for dark logo */
.bank-navbar {
    background: var(--bank-white);
    border-bottom: 1px solid var(--bank-border);
    box-shadow: 0 2px 8px rgba(10, 22, 40, 0.06);
}

.bank-navbar__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem 2rem;
    min-height: 4.25rem;
    padding: 0.5rem 0;
}

.bank-brand {
    display: inline-flex;
    align-items: center;
    flex-shrink: 0;
    text-decoration: none;
}

.bank-brand:hover { text-decoration: none; }

.bank-brand__logo {
    display: block;
    width: auto;
    height: 2.75rem;
    max-width: 11.5rem;
    object-fit: contain;
    object-position: left center;
}

.bank-brand__logo--footer {
    height: 2.35rem;
    max-width: 10rem;
    opacity: 0.92;
}

.bank-nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 2.5rem;
    height: 2.5rem;
    padding: 0;
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    background: var(--bank-white);
    cursor: pointer;
    justify-self: end;
}

.bank-nav-toggle__bar {
    display: block;
    width: 1.15rem;
    height: 2px;
    margin-inline: auto;
    background: var(--bank-navy-deep);
}

.bank-nav {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    gap: 1.75rem;
    flex: 1;
}

.bank-nav__list {
    display: flex;
    align-items: center;
    gap: 0.1rem;
    margin: 0;
    padding: 0;
    list-style: none;
}

.bank-nav__link {
    display: block;
    padding: 0.55rem 0.8rem;
    color: var(--bank-navy-mid);
    font-size: 0.875rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: var(--bank-radius);
    border-bottom: 2px solid transparent;
    transition: color 0.2s ease, border-color 0.2s ease, background 0.2s ease;
}

.bank-nav__link:hover {
    color: var(--bank-navy-deep);
    background: #f0f4f8;
    text-decoration: none;
}

.bank-nav__link.is-active {
    color: var(--bank-navy-deep);
    border-bottom-color: var(--bank-gold);
    background: transparent;
    text-decoration: none;
}

.bank-nav__actions {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding-left: 0.75rem;
    border-left: 1px solid var(--bank-border);
}

.bank-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.55rem 1rem;
    font-size: 0.875rem;
    font-weight: 600;
    line-height: 1.2;
    border-radius: var(--bank-radius);
    border: 1px solid transparent;
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}

.bank-btn:hover { text-decoration: none; }

.bank-btn--primary {
    background: var(--bank-white);
    color: var(--bank-navy);
    border-color: var(--bank-white);
}

.bank-btn--primary:hover {
    background: #eef1f5;
    color: var(--bank-navy-deep);
}

.bank-btn--ghost {
    background: transparent;
    color: #fff;
    border-color: rgba(255, 255, 255, 0.65);
}

.bank-btn--ghost:hover {
    background: rgba(255, 255, 255, 0.08);
    color: #fff;
}

.bank-btn--navy {
    background: var(--bank-navy);
    color: #fff;
    border-color: var(--bank-navy);
}

.bank-btn--navy:hover {
    background: var(--bank-navy-deep);
    color: #fff;
}

.bank-btn--outline {
    background: transparent;
    color: var(--bank-navy);
    border-color: var(--bank-navy);
}

.bank-btn--outline:hover {
    background: var(--bank-navy);
    color: #fff;
}

.bank-btn--outline-nav {
    background: transparent;
    color: var(--bank-navy-deep);
    border-color: var(--bank-navy);
}

.bank-btn--outline-nav:hover {
    background: var(--bank-navy-deep);
    color: #fff;
    border-color: var(--bank-navy-deep);
}

.bank-btn--primary-nav {
    background: var(--bank-navy);
    color: #fff;
    border-color: var(--bank-navy);
}

.bank-btn--primary-nav:hover {
    background: var(--bank-navy-deep);
    color: #fff;
    border-color: var(--bank-navy-deep);
}

/* Hero */
.bank-hero {
    background: linear-gradient(180deg, #eef2f7 0%, var(--bank-bg) 100%);
    border-bottom: 1px solid var(--bank-border);
}

.bank-hero__grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 2.5rem;
    align-items: center;
    padding: 2.75rem 0 3rem;
}

.bank-hero__title {
    margin: 0 0 1rem;
    color: var(--bank-navy-deep);
    font-size: clamp(1.85rem, 3.2vw, 2.65rem);
    font-weight: 700;
    line-height: 1.15;
    letter-spacing: -0.02em;
    max-width: 16ch;
}

.bank-hero__lead {
    margin: 0 0 1.5rem;
    max-width: 38ch;
    font-size: 1.05rem;
    color: var(--bank-slate);
}

.bank-hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-bottom: 1.75rem;
}

.bank-hero__note {
    margin: 0;
    font-size: 0.8125rem;
    color: #5c6b7f;
}

.bank-signin-panel {
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    box-shadow: var(--bank-shadow);
    overflow: hidden;
}

.bank-signin-panel__head {
    padding: 1rem 1.25rem;
    background: var(--bank-navy-deep);
    color: #fff;
}

.bank-signin-panel__head h2 {
    margin: 0;
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: 0.02em;
}

.bank-signin-panel__body {
    padding: 1.25rem;
}

.bank-signin-panel__links {
    margin: 0 0 1rem;
    padding: 0;
    list-style: none;
}

.bank-signin-panel__links li + li {
    border-top: 1px solid var(--bank-border);
}

.bank-signin-panel__links a {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.75rem 0;
    color: var(--bank-navy-deep);
    font-weight: 600;
    text-decoration: none;
}

.bank-signin-panel__links a:hover {
    color: var(--bank-accent);
    text-decoration: none;
}

.bank-signin-panel__cta {
    display: block;
    width: 100%;
    text-align: center;
}

/* Quick links */
.bank-quick {
    background: var(--bank-white);
    border-bottom: 1px solid var(--bank-border);
}

.bank-quick__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
}

.bank-quick__item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
    padding: 1.35rem 1.25rem;
    color: var(--bank-navy-deep);
    text-decoration: none;
    border-right: 1px solid var(--bank-border);
    transition: background 0.2s ease;
}

.bank-quick__item:last-child { border-right: 0; }

.bank-quick__item:hover {
    background: #f8fafc;
    text-decoration: none;
    color: var(--bank-navy-deep);
}

.bank-quick__icon {
    display: grid;
    place-items: center;
    width: 2.25rem;
    height: 2.25rem;
    border-radius: var(--bank-radius);
    background: #eef2f7;
    color: var(--bank-navy);
    font-size: 1.15rem;
}

.bank-quick__label {
    font-size: 0.9375rem;
    font-weight: 700;
}

.bank-quick__hint {
    font-size: 0.8125rem;
    color: var(--bank-slate);
}

/* Section defaults */
.bank-section {
    padding: 3.5rem 0;
}

.bank-section--muted {
    background: #eef1f5;
    border-block: 1px solid var(--bank-border);
}

.bank-section__head {
    margin-bottom: 2rem;
    max-width: 42rem;
}

.bank-section__head h2 {
    margin: 0 0 0.65rem;
    color: var(--bank-navy-deep);
    font-size: clamp(1.45rem, 2.4vw, 1.85rem);
    font-weight: 700;
    line-height: 1.2;
}

.bank-section__head p {
    margin: 0;
    color: var(--bank-slate);
}

/* Product cards */
.bank-products {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
}

.bank-product {
    display: flex;
    flex-direction: column;
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    box-shadow: var(--bank-shadow);
    overflow: hidden;
    text-decoration: none;
    color: inherit;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.bank-product:hover {
    border-color: #b8c4d4;
    box-shadow: 0 4px 14px rgba(10, 22, 40, 0.08);
    text-decoration: none;
    color: inherit;
}

.bank-product__img {
    aspect-ratio: 16 / 10;
    object-fit: cover;
    width: 100%;
}

.bank-product__body {
    display: flex;
    flex-direction: column;
    flex: 1;
    padding: 1.15rem 1.25rem 1.25rem;
}

.bank-product__body h3 {
    margin: 0 0 0.45rem;
    color: var(--bank-navy-deep);
    font-size: 1.05rem;
    font-weight: 700;
}

.bank-product__body p {
    margin: 0 0 1rem;
    flex: 1;
    font-size: 0.9375rem;
}

.bank-product__link {
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--bank-accent);
}

/* Rates table */
.bank-rates {
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    overflow: hidden;
}

.bank-rates table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.9375rem;
}

.bank-rates th,
.bank-rates td {
    padding: 0.85rem 1.15rem;
    text-align: left;
    border-bottom: 1px solid var(--bank-border);
}

.bank-rates th {
    background: #f8fafc;
    color: var(--bank-navy-deep);
    font-size: 0.8125rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.bank-rates tr:last-child td { border-bottom: 0; }

.bank-rates td:last-child {
    font-weight: 700;
    color: var(--bank-navy-deep);
}

.bank-rates__foot {
    padding: 0.85rem 1.15rem;
    font-size: 0.8125rem;
    color: #5c6b7f;
    background: #f8fafc;
    border-top: 1px solid var(--bank-border);
}

/* Split feature */
.bank-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
    align-items: center;
}

.bank-split__media {
    border-radius: var(--bank-radius);
    overflow: hidden;
    border: 1px solid var(--bank-border);
    box-shadow: var(--bank-shadow);
}

.bank-split__media img {
    width: 100%;
    aspect-ratio: 4 / 3;
    object-fit: cover;
}

.bank-split__content h2 {
    margin: 0 0 0.75rem;
    color: var(--bank-navy-deep);
    font-size: 1.65rem;
    font-weight: 700;
    line-height: 1.2;
}

.bank-split__list {
    margin: 1.25rem 0 0;
    padding: 0;
    list-style: none;
}

.bank-split__list li {
    display: flex;
    gap: 0.65rem;
    padding: 0.65rem 0;
    border-bottom: 1px solid var(--bank-border);
    color: var(--bank-slate);
}

.bank-split__list li:last-child { border-bottom: 0; }

.bank-split__list i {
    color: var(--bank-navy);
    font-size: 1.1rem;
    margin-top: 0.15rem;
}

/* Trust band */
.bank-trust {
    background: var(--bank-navy-deep);
    color: rgba(255, 255, 255, 0.88);
}

.bank-trust__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    padding: 2.5rem 0;
}

.bank-trust__item {
    padding-right: 1rem;
}

.bank-trust__item i {
    display: block;
    margin-bottom: 0.65rem;
    font-size: 1.5rem;
    color: var(--bank-gold);
}

.bank-trust__item h3 {
    margin: 0 0 0.4rem;
    color: #fff;
    font-size: 1rem;
    font-weight: 700;
}

.bank-trust__item p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.55;
}

/* CTA band */
.bank-cta {
    background: var(--bank-white);
    border-top: 1px solid var(--bank-border);
}

.bank-cta__inner {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1.25rem;
    padding: 2rem 0;
}

.bank-cta__inner h2 {
    margin: 0 0 0.35rem;
    color: var(--bank-navy-deep);
    font-size: 1.45rem;
    font-weight: 700;
}

.bank-cta__inner p {
    margin: 0;
    max-width: 36rem;
}

.bank-cta__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.65rem;
}

/* Footer */
.bank-footer {
    background: var(--bank-navy-deep);
    color: rgba(241, 245, 251, 0.86);
    padding: 3rem 0 2rem;
    border-top: 4px solid var(--bank-gold);
}

.bank-footer a {
    color: rgba(241, 245, 251, 0.92);
    text-decoration: none;
}

.bank-footer a:hover {
    color: #fff;
    text-decoration: underline;
}

.bank-footer__grid {
    display: grid;
    grid-template-columns: 1.4fr repeat(3, 1fr);
    gap: 2rem 1.5rem;
    margin-bottom: 2rem;
}

.bank-footer__desc {
    margin: 0.85rem 0 0;
    max-width: 28rem;
    font-size: 0.9375rem;
    line-height: 1.6;
}

.bank-footer__title {
    margin: 0 0 0.85rem;
    color: #fff;
    font-size: 0.875rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.bank-footer__links {
    margin: 0;
    padding: 0;
    list-style: none;
}

.bank-footer__links li + li { margin-top: 0.45rem; }

.bank-footer__links a { font-size: 0.9375rem; }

.bank-footer__contact {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    padding: 1.25rem 0 1.5rem;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    margin-bottom: 1.25rem;
    font-size: 0.9375rem;
}

.bank-footer__contact strong {
    display: block;
    margin-bottom: 0.35rem;
    color: #fff;
}

.bank-footer__contact p { margin: 0.15rem 0; }

.bank-footer__legal,
.bank-footer__copy {
    margin: 0;
    font-size: 0.8125rem;
    line-height: 1.55;
    color: rgba(241, 245, 251, 0.65);
}

.bank-footer__legal { margin-bottom: 0.75rem; }

/* Inner marketing pages */
.bank-page-hero {
    background: linear-gradient(180deg, #eef2f7 0%, var(--bank-bg) 100%);
    border-bottom: 1px solid var(--bank-border);
    padding: 2rem 0 2.25rem;
}

.bank-breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.4rem;
    margin-bottom: 0.85rem;
    font-size: 0.8125rem;
    color: #5c6b7f;
}

.bank-breadcrumb a {
    color: var(--bank-navy-mid);
    font-weight: 600;
    text-decoration: none;
}

.bank-breadcrumb a:hover { text-decoration: underline; }

.bank-page-hero__title {
    margin: 0;
    color: var(--bank-navy-deep);
    font-size: clamp(1.75rem, 3vw, 2.35rem);
    font-weight: 700;
    line-height: 1.15;
    letter-spacing: -0.02em;
    max-width: 20ch;
}

.bank-page-hero__lead {
    margin: 0.85rem 0 0;
    max-width: 42rem;
    font-size: 1.05rem;
    color: var(--bank-slate);
}

.bank-page {
    padding: 2.5rem 0 3.5rem;
}

.bank-page__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
}

.bank-info-card {
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    padding: 1.25rem;
    box-shadow: var(--bank-shadow);
}

.bank-info-card i {
    display: block;
    margin-bottom: 0.65rem;
    font-size: 1.35rem;
    color: var(--bank-navy);
}

.bank-info-card h3 {
    margin: 0 0 0.45rem;
    color: var(--bank-navy-deep);
    font-size: 1.05rem;
    font-weight: 700;
}

.bank-info-card p {
    margin: 0 0 0.85rem;
    font-size: 0.9375rem;
}

.bank-info-card a {
    font-size: 0.875rem;
    font-weight: 700;
}

.bank-prose {
    max-width: 48rem;
    color: var(--bank-slate);
}

.bank-prose h2 {
    margin: 2rem 0 0.65rem;
    color: var(--bank-navy-deep);
    font-size: 1.25rem;
    font-weight: 700;
}

.bank-prose h2:first-child { margin-top: 0; }

.bank-prose p,
.bank-prose li {
    font-size: 0.975rem;
    line-height: 1.65;
}

.bank-prose ul {
    margin: 0.5rem 0 1rem;
    padding-left: 1.25rem;
}

.bank-contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 2rem;
    align-items: start;
}

.bank-contact-cards {
    display: grid;
    gap: 1rem;
}

.bank-contact-card {
    display: flex;
    gap: 0.85rem;
    padding: 1rem 1.15rem;
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
}

.bank-contact-card i {
    font-size: 1.25rem;
    color: var(--bank-navy);
    margin-top: 0.15rem;
}

.bank-contact-card h3 {
    margin: 0 0 0.25rem;
    font-size: 0.9375rem;
    font-weight: 700;
    color: var(--bank-navy-deep);
}

.bank-contact-card p {
    margin: 0;
    font-size: 0.9375rem;
}

.bank-form {
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    padding: 1.5rem;
    box-shadow: var(--bank-shadow);
}

.bank-form__alert {
    padding: 0.75rem 1rem;
    margin-bottom: 1rem;
    border-radius: var(--bank-radius);
    font-size: 0.9375rem;
    font-weight: 600;
}

.bank-form__alert--success {
    background: #e8f5ee;
    color: #14532d;
    border: 1px solid #b7dfc8;
}

.bank-form__alert--error {
    background: #fef2f2;
    color: #7f1d1d;
    border: 1px solid #fecaca;
}

.bank-field {
    margin-bottom: 1rem;
}

.bank-field label {
    display: block;
    margin-bottom: 0.35rem;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--bank-navy-deep);
}

.bank-field input,
.bank-field textarea,
.bank-field select {
    width: 100%;
    padding: 0.65rem 0.75rem;
    font: inherit;
    font-size: 0.9375rem;
    color: var(--bank-navy-deep);
    background: #fff;
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
}

.bank-field input:focus,
.bank-field textarea:focus,
.bank-field select:focus {
    outline: 2px solid rgba(26, 95, 138, 0.35);
    border-color: var(--bank-accent);
}

.bank-field textarea { min-height: 8rem; resize: vertical; }

.bank-field--check {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    font-size: 0.875rem;
}

.bank-field--check input { width: auto; margin-top: 0.2rem; }

.bank-faq {
    display: grid;
    gap: 0.65rem;
    max-width: 48rem;
}

.bank-faq details {
    background: var(--bank-white);
    border: 1px solid var(--bank-border);
    border-radius: var(--bank-radius);
    padding: 0.85rem 1rem;
}

.bank-faq summary {
    cursor: pointer;
    font-weight: 700;
    color: var(--bank-navy-deep);
    list-style: none;
}

.bank-faq summary::-webkit-details-marker { display: none; }

.bank-faq p {
    margin: 0.75rem 0 0;
    font-size: 0.9375rem;
    color: var(--bank-slate);
}

.bank-page-cta {
    margin-top: 2rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--bank-border);
}

/* Responsive */
@media (max-width: 991px) {
    .bank-hero__grid,
    .bank-split,
    .bank-footer__grid,
    .bank-footer__contact {
        grid-template-columns: 1fr;
    }

    .bank-products {
        grid-template-columns: 1fr 1fr;
    }

    .bank-trust__grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }

    .bank-quick__grid {
        grid-template-columns: 1fr 1fr;
    }

    .bank-quick__item:nth-child(2) { border-right: 0; }
    .bank-quick__item:nth-child(1),
    .bank-quick__item:nth-child(2) {
        border-bottom: 1px solid var(--bank-border);
    }

    .bank-page__grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 767px) {
    .bank-navbar__inner {
        flex-wrap: wrap;
        align-items: center;
    }

    .bank-nav-toggle {
        display: flex;
        margin-left: auto;
    }

    .bank-nav {
        flex: none;
        width: 100%;
        order: 3;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        z-index: 100;
        display: none;
        flex-direction: column;
        align-items: stretch;
        gap: 0;
        padding: 1rem;
        background: var(--bank-white);
        border-bottom: 1px solid var(--bank-border);
        box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
    }

    .bank-nav.is-open { display: flex; }

    .bank-navbar { position: relative; }

    .bank-nav__list {
        flex-direction: column;
        align-items: stretch;
        width: 100%;
    }

    .bank-nav__link {
        padding: 0.7rem 0.5rem;
        border-bottom: none;
        border-left: 3px solid transparent;
    }

    .bank-nav__link.is-active {
        border-left-color: var(--bank-gold);
        background: #f4f6f9;
    }

    .bank-nav__actions {
        width: 100%;
        flex-direction: column;
        padding-left: 0;
        padding-top: 0.75rem;
        border-left: 0;
        border-top: 1px solid var(--bank-border);
    }

    .bank-nav__actions .bank-btn { width: 100%; }

    .bank-utility__item--hide-sm { display: none; }

    .bank-products,
    .bank-quick__grid {
        grid-template-columns: 1fr;
    }

    .bank-quick__item {
        border-right: 0 !important;
        border-bottom: 1px solid var(--bank-border);
    }

    .bank-quick__item:last-child { border-bottom: 0; }

    .bank-hero__title { max-width: none; }

    .bank-hero__actions .bank-btn { width: 100%; }

    .bank-cta__actions { width: 100%; }
    .bank-cta__actions .bank-btn { flex: 1; min-width: 9rem; }

    .bank-page__grid,
    .bank-contact-grid {
        grid-template-columns: 1fr;
    }

    .bank-page-hero__title { max-width: none; }
}

@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
    }
}